Privacy Policy

Last Updated: April 12, 2026

At LoanCrunch, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at loancrunch.co and use our financial calculators and tools.

1. Information We Collect

1.1 Information You Provide

LoanCrunch does not require user accounts or registration. When you use our financial calculators, you may input financial data such as loan amounts, interest rates, and payment terms. This information is processed locally in your browser and is not transmitted to or stored on our servers unless you explicitly choose to save or share your results.

1.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing behavior, including:

2. How We Use Your Information

We use the collected information for the following purposes:

3. Cookies and Tracking Technologies

LoanCrunch uses cookies and similar tracking technologies to enhance your browsing experience. Cookies are small text files stored on your device that help us recognize you and remember your preferences.

3.1 Types of Cookies We Use

3.2 Managing Cookies

You can control and manage cookies through your browser settings. Most browsers allow you to refuse or delete cookies. However, blocking certain cookies may impact your ability to use some features of our website. To learn more about managing cookies, visit your browser's help documentation.

4. Google Analytics and Advertising

4.1 Google Analytics

We use Google Analytics, a web analytics service provided by Google LLC, to analyze website traffic and user behavior. Google Analytics uses cookies to collect information such as how often users visit our site, which pages they view, and what other sites they visited before arriving at ours.

Google Analytics collects only the IP address assigned to you on the date you visit our site, not your name or other identifying information. We do not combine information collected through Google Analytics with personally identifiable information.

You can opt out of Google Analytics by installing the Google Analytics Opt-out Browser Add-on, available at https://tools.google.com/dlpage/gaoptout.

4.2 Google AdSense

LoanCrunch displays advertisements through Google AdSense, an advertising service provided by Google LLC. Google AdSense uses cookies and other tracking technologies to serve ads based on your prior visits to our website or other websites on the internet.

Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and other sites across the web. You can opt out of personalized advertising by visiting Google's Ads Settings at https://www.google.com/settings/ads or by visiting www.aboutads.info.

5. Third-Party Services

LoanCrunch uses third-party services to enhance functionality and improve user experience. These services may collect information about your visits to our website:

6. GDPR Compliance and European Users

If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, you have certain data protection rights under the General Data Protection Regulation (GDPR).

6.1 Legal Basis for Processing

We process your personal data based on the following legal grounds:

6.2 Your GDPR Rights

Under GDPR, you have the following rights:

To exercise any of these rights, please contact us at [email protected]. We will respond to your request within one month.

7. Data Security

We implement appropriate technical and organizational security measures to protect your personal data against unauthorized access, alteration, disclosure, or destruction. These measures include:

However, no method of transmission over the internet or electronic storage is completely secure. While we strive to protect your personal data, we cannot guarantee absolute security.

8. Data Retention

We retain automatically collected information (such as analytics data and server logs) for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Typically, we retain:

9. Children's Privacy

LoanCrunch is not intended for children under the age of 18. We do not knowingly collect personal information from children under 18. If you are a parent or guardian and believe your child has provided us with personal data, please contact us immediately, and we will take steps to remove such information from our systems.

10. International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence, including the United States, where our servers and third-party service providers are located. These countries may have data protection laws different from those in your jurisdiction.

When we transfer personal data from the EEA to other countries, we implement appropriate safeguards, such as standard contractual clauses approved by the European Commission, to ensure your data is protected in accordance with GDPR requirements.

11. Do Not Track Signals

Some web browsers incorporate a "Do Not Track" (DNT) feature that signals to websites you visit that you do not want to have your online activity tracked. Currently, there is no industry standard for how to respond to DNT signals. At this time, LoanCrunch does not respond to DNT browser signals or similar mechanisms.

12. California Privacy Rights

If you are a California resident, you have specific rights under the California Consumer Privacy Act (CCPA):

To exercise these rights, contact us at [email protected].

13. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. When we make changes, we will update the "Last Updated" date at the top of this policy.

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information. Continued use of our website after changes are posted constitutes your acceptance of the updated Privacy Policy.

14. Links to Other Websites

Our website may contain links to third-party websites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the privacy policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

15. Your Consent

By using our website, you consent to our Privacy Policy and agree to its terms. If you do not agree with this policy, please do not use our website.

Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email: [email protected]

Website: loancrunch.co

We will make every effort to respond to your inquiry within a reasonable timeframe, typically within 30 days.

💎

100% Free

No registration, no limits. Calculate as much as you need.

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Instant Results

See your payment breakdown, schedule and total cost instantly.

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Amortization Schedule

Detailed month-by-month payment schedule for every calculation.

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Mobile Friendly

Use on any device. Responsive design for phone, tablet and desktop.

Frequently Asked Questions

Our calculators use standard financial formulas used by banks and financial institutions. Results are estimates — actual loan terms may vary by lender.

No. All calculations happen in your browser. We don't store any of your financial data.

Yes! Our calculators are free for personal and commercial use. Great for comparing loan offers and planning finances.

We use the standard amortization formula: M = P[r(1+r)^n]/[(1+r)^n-1] where P is principal, r is monthly rate, and n is number of payments.