About LoanCrunch
LoanCrunch provides free, private financial calculators that turn complex banking math into instant, clear answers — no registration, no fees, no data collection.
Our Mission
Financial decisions — a loan, a mortgage, paying off a credit card, or investing — should start with clear numbers. LoanCrunch exists to give anyone instant access to the same standard calculations banks use, so you can compare options and understand the true cost of borrowing or the real growth of your savings before you commit.
What We Offer
We build focused calculators for the decisions that matter most:
- Loan calculator — monthly payment, total interest and amortization schedule.
- Mortgage calculator — payments including taxes, insurance and PMI.
- Auto loan, credit card payoff, compound interest and investment calculators.
Each tool is paired with an in-depth guide that explains the formula and strategy behind it.
How We Ensure Accuracy
Every calculator uses the same standard financial formulas used by banks and lenders. Loan and mortgage payments follow the amortization formula M = P·r·(1+r)ⁿ / ((1+r)ⁿ − 1); compound interest follows A = P·(1+r/n)^(n·t). Results are estimates for planning purposes — actual lender terms, fees and rounding may vary. We label example figures clearly and never present illustrative rates as live offers.
Your Privacy
All calculations run entirely in your browser. We do not store your loan amounts, balances, or any financial data you enter. There is no account to create and nothing to track — your numbers stay on your device.
Editorial Standards
Our guides and calculators are written to be accurate, clear and genuinely useful. Content is informational and educational — it is not financial advice. For decisions specific to your situation, consult a licensed financial advisor. We update guidance as standards and best practices evolve.
Contact
Questions, corrections or suggestions? Email us at [email protected].